Terms of Service

These Terms of Service ("Terms," "Agreement") constitute a legally binding contract between you ("User," "you," "your") and Quantus Yield ("Company," "we," "us," "our"), the owner and operator of QuantusYield (the "Platform"). By accessing, registering for, or using the Platform in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, along with our Privacy Policy incorporated herein by reference.

If you do not agree to these Terms, you must immediately cease all use of the Platform and close any accounts you have created. Continued use of the Platform constitutes ongoing acceptance of any amendments made to these Terms.

By using the Platform, you represent and warrant that:

• You are at least 18 years of age or the age of legal majority in your jurisdiction, whichever is greater;
• You have the full legal capacity and authority to enter into this binding Agreement;
• Your use of the Platform does not violate any applicable laws, regulations, or rules in your jurisdiction;
• You are not a resident of, or located in, any jurisdiction where access to cryptocurrency platforms is prohibited or restricted by law;
• You are not on any U.S. government denied-party list or subject to sanctions administered by OFAC or equivalent authorities.

The Company reserves the right to modify, amend, or replace these Terms at any time and at its sole discretion. We will provide notice of material changes by updating the "Last Updated" date and, where practicable, by notifying registered users via their registered email address. Your continued use of the Platform after such modifications constitutes your acceptance of the revised Terms.

QuantusYield is a digital asset management and investment dashboard providing the following core services (collectively, the "Services"):

• Account Management: A secure user account system enabling you to access, monitor, and manage your digital asset portfolio;
• Spot Balance Tracking: Real-time display and tracking of spot balances for supported cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Tether (USDT), Binance Coin (BNB), and Solana (SOL);
• Investment Management: A structured investment vehicle allowing users to participate in time-limited active investment plans over a defined number of days to yield returns;
• Earnings Dashboard: A comprehensive interface displaying daily, accumulated, and projected earnings generated from active investment participation;
• Portfolio Overview: An integrated dashboard displaying aggregate portfolio valuations, asset distributions, and historical performance data.

QuantusYield is a platform for tracking and managing digital assets and structured investment plans. Nothing contained on the Platform constitutes investment advice, financial advice, trading advice, or any other type of advice. The Company does not act as your broker, dealer, financial advisor, or fiduciary.

Participation in any investment plan offered through the Platform does not constitute a guarantee of profit, earnings, or the return of principal. All investment activities are subject to the market risks described in Section 8 of these Terms.

The Company reserves the right to add, modify, or remove supported cryptocurrencies at any time without prior notice. Current supported assets are BTC, ETH, USDT, BNB, and SOL.

To access the Services, you must create an account by providing accurate, complete, and current information, including a valid email address. You agree to maintain and promptly update your account information to keep it accurate and current at all times.

You may only maintain one (1) active account on the Platform. The creation of multiple accounts by a single user for any purpose — including to circumvent restrictions, exploit promotional programs, or manipulate balance data — is strictly prohibited and constitutes grounds for immediate account termination.

You are solely and entirely responsible for: (i) maintaining the strict confidentiality of your account login credentials, including your username, password, and any two-factor authentication codes; (ii) all activities, transactions, and actions that occur under your account, whether or not authorized by you; and (iii) notifying the Company immediately at support@quantusyield.com upon becoming aware of any unauthorized access to, or use of, your account.

The Company shall bear no responsibility or liability whatsoever for any loss, damage, or harm arising from your failure to comply with Section 3.3. If you lose access to your account credentials, provide your credentials to a third party, or fail to secure your account, the Company shall not be liable for any resulting unauthorized transactions, balance discrepancies, or financial losses.

The Company may, at its sole discretion and at any time, require you to complete identity verification procedures ("Know Your Customer" or "KYC") as a condition of continued access to the Platform or specific features thereof. Failure to complete verification when requested may result in account restriction or termination.

To maintain the accuracy, integrity, and security of the Platform, the Company's designated platform administrators ("Administrators") maintain comprehensive access to all user account data, including but not limited to spot balances, investment statuses, earnings records, and transaction histories.

You expressly acknowledge and agree that the Company and its Administrators reserve the absolute and unconditional right to:

• Audit any user account, balance, investment record, or earnings data at any time for any reason, including routine quality assurance, fraud detection, regulatory compliance, and platform integrity;
• Modify or Correct user balances, earnings figures, investment statuses, and related account data where such modification is deemed necessary to: (i) correct clerical, computational, or system errors; (ii) reverse or void fraudulent transactions; (iii) ensure alignment with actual market data or platform logic; (iv) comply with any legal or regulatory requirement; or (v) maintain overall platform integrity and fairness;
• Update Investment Statuses — The administration and management of investment plans, including calculation and posting of daily earnings, initiation and conclusion of investment periods, and adjustments to projected returns, are actively managed and overseen by platform Administrators on the backend. Users acknowledge that displayed earnings and balances are subject to administrative review and may be adjusted to reflect accurate computations;
• Freeze or Place a Hold on Funds — In circumstances involving suspected fraud, security breaches, ongoing investigations, regulatory inquiries, or disputes, the Company may freeze or restrict access to a user's account balance pending resolution of the underlying matter.

You acknowledge and agree that you have no legal entitlement to any balance, earnings figure, or investment return that has been determined by the Company, following audit or review, to be the result of a system error, fraudulent activity, unauthorized manipulation, or any other irregularity. The Company's determination in this regard, made in good faith, shall be final and binding.

Where administratively practicable, the Company will endeavor to notify users of material balance adjustments via their registered email address. However, the Company does not guarantee advance notice of all adjustments, particularly in cases involving fraud prevention or regulatory compliance requirements.

The Platform may offer structured investment plans ("Investment Plans") whereby users allocate a specified amount of digital assets for a defined investment period (measured in days), during which the Company undertakes to manage those assets with the goal of generating returns ("Earnings").

Earnings associated with an active Investment Plan are calculated and posted to user accounts on a schedule determined by the Company. The actual Earnings realized may differ from any projected or estimated figures displayed on the Platform due to market volatility, changes in underlying market conditions, administrative adjustments pursuant to Section 4, or force majeure events.

Any Return on Investment (ROI) or other earnings percentages displayed on the Platform—including those marked with an asterisk (*)—are provided strictly as estimated maximum target rates based on projections of optimal historical market conditions for the selected plan duration. You explicitly acknowledge that:

• Displayed percentages are not fixed, promised, or guaranteed;
• Calculated "Estimated Yields" in the user dashboard represent mathematical maximums, not binding financial commitments;
• Actual disbursed earnings will fluctuate and may be substantially lower than the advertised ROI due to market volatility, liquidity constraints, and administrative adjustments.

The Company reserves the right to modify, suspend, cancel, or terminate any Investment Plan, including those currently active, with or without notice, for reasons including but not limited to regulatory developments, market conditions, security concerns, or platform operational requirements.

Assets allocated to an active Investment Plan may be subject to a lock-up period during which they cannot be withdrawn or transferred. The specific lock-up period for each plan will be disclosed at the time of enrollment. By enrolling in an Investment Plan, you consent to the lock-up of your assets for the specified duration.

The Company may charge fees for certain Services, including but not limited to management fees, withdrawal fees, performance fees, and transaction fees.

The Company reserves the right to introduce new fees or modify existing fees at any time. Notice of material fee changes will be provided at least some days in advance. Your continued use of the Services following the effective date of fee changes constitutes your acceptance of those changes.

You are solely responsible for determining and fulfilling any and all tax obligations arising from your use of the Platform, participation in Investment Plans, and any resulting earnings or gains, in accordance with the laws of your applicable jurisdiction(s). The Company does not provide tax advice and shall not be responsible for any tax liability you incur.

You agree that you will not, and will not attempt to:

• Use the Platform for any unlawful purpose or in violation of any applicable federal, state, local, or international law or regulation, including anti-money laundering (AML) and sanctions compliance;
• Use the Platform to transmit, facilitate, or conceal the proceeds of criminal activity, including money laundering or fraud;
• Engage in, facilitate, or encourage unauthorized access to any part of the Platform, including attempting to bypass security measures or probe for vulnerabilities without express written consent;
• Manipulate, falsify, or interfere with any balance, earnings, or investment data displayed on the Platform;
• Create multiple accounts to circumvent restrictions, exploit bonuses, or manipulate platform data;
• Use automated scripts, bots, crawlers, scrapers, or other automated means to access, scrape, or collect data from the Platform;
• Introduce any virus, Trojan horse, worm, logic bomb, or other malicious or technologically harmful material to the Platform;
• Impersonate any person or entity, including any Company employee or Administrator;
• Engage in any activity that disrupts, degrades, or interferes with the proper operation of the Platform.

Violation of this Section may result in: immediate account suspension or termination, forfeiture of any pending earnings or balances (to the extent permitted by applicable law), reporting to applicable law enforcement or regulatory authorities, and civil or criminal legal action by the Company.

Cryptocurrency and digital assets are speculative, highly volatile, and inherently risky instruments. The value of any cryptocurrency can fluctuate dramatically within extremely short time periods — including decreasing to zero — as a result of market forces, regulatory actions, technological developments, macroeconomic factors, or other events entirely outside the Company's control or prediction.

You acknowledge that the following risks, among others, are present when using the Platform:

• Market Volatility Risk: Cryptocurrency prices are highly volatile and may experience dramatic price swings within seconds or minutes;
• Liquidity Risk: Digital assets may at times be illiquid, making it difficult or impossible to execute transactions at desired prices;
• Regulatory Risk: Laws and regulations governing cryptocurrencies are evolving and vary significantly across jurisdictions. Future regulatory changes may adversely affect the value of digital assets or the Company's ability to operate;
• Technology Risk: The Platform and underlying blockchain networks are subject to software bugs, technical failures, hacks, or other technological disruptions;
• Cybersecurity Risk: Despite the Company's security measures, the Platform may be subject to cyberattacks, data breaches, or other unauthorized access;
• Loss of Principal: There is a real and material risk of losing some or all of your invested principal in any Investment Plan;
• No FDIC/SIPC Insurance: Digital assets held on the Platform are not insured by the FDIC, SIPC, or any comparable governmental or private entity.

Nothing on the Platform constitutes a solicitation or offer to buy or sell any security, financial product, or instrument. All information provided is for general informational purposes only. You should seek independent qualified professional advice before making any investment decisions.

Past performance of any Investment Plan, cryptocurrency asset, or earnings projection displayed on the Platform is not indicative of future results. Any forward-looking statements or projections are made in good faith but are inherently uncertain.

THE PLATFORM AND ALL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, ADMINISTRATORS, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR: (A) ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; (B) ANY LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITY, DATA, GOODWILL, OR ANTICIPATED SAVINGS; (C) FINANCIAL LOSSES ARISING FROM CRYPTOCURRENCY MARKET VOLATILITY, PRICE FLUCTUATIONS, OR MARKET DOWNTURNS; (D) LOSSES ARISING FROM UNAUTHORIZED ACCESS TO YOUR ACCOUNT DUE TO YOUR FAILURE TO MAINTAIN CREDENTIAL SECURITY; (E) LOSSES ARISING FROM PLATFORM DOWNTIME, TECHNICAL FAILURES, SERVER OUTAGES, OR INTERNET CONNECTIVITY ISSUES; (F) LOSSES ARISING FROM ANY ADMINISTRATIVE BALANCE ADJUSTMENT MADE PURSUANT TO SECTION 4 OF THESE TERMS; OR (G) ANY DAMAGES ARISING FROM YOUR RELIANCE ON ANY INFORMATION OR CONTENT DISPLAYED ON THE PLATFORM.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS SHALL NOT EXCEED THE GREATER OF: (I) THE TOTAL FEES ACTUALLY PAID BY YOU TO THE COMPANY IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (II) ONE HUNDRED U.S. DOLLARS (USD $100.00).

You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, Administrators, agents, contractors, licensors, service providers, successors, and assigns from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising out of or relating to: your violation of these Terms or any applicable law; your use or misuse of the Platform or Services; your breach of any representation or warranty made in these Terms; or any fraudulent, negligent, or willful conduct by you.

You may close your account at any time by contacting support@quantusyield.com. Account closure is subject to the settlement of any outstanding obligations, completion of any active Investment Plan lock-up periods, and compliance with any outstanding verification requirements.

The Company reserves the right, at its sole and absolute discretion, to immediately suspend, restrict, or permanently terminate your account and access to the Services, with or without notice, for reasons including but not limited to:

• Actual or suspected violation of these Terms;
• Actual or suspected fraudulent, illegal, or unauthorized activity on your account;
• Actual or suspected money laundering, terrorist financing, or other criminal activity;
• Failure to complete required identity verification (KYC);
• Requests from law enforcement, regulatory authorities, or other governmental bodies;
• Extended periods of account inactivity;
• Any conduct that the Company determines, in its sole judgment, is harmful to the Platform, other users, or third parties.

Upon termination, your right to access and use the Platform shall immediately cease. All provisions of these Terms that by their nature should survive termination shall remain in full force and effect, including but not limited to Sections 8, 9, 10, 12, 14, and 15.

The Platform, including all software, design, text, graphics, logos, icons, images, audio clips, and other content ("Company Content"), is owned by or licensed to the Company and is protected by copyright, trademark, patent, trade secret, and other applicable intellectual property laws. Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, or transmit any Company Content without the prior written consent of the Company.

The Company shall not be liable for any failure or delay in the performance of its obligations under these Terms where such failure or delay is caused by circumstances beyond the Company's reasonable control, including but not limited to: acts of God, natural disasters, wars, terrorism, governmental actions, pandemics, civil unrest, internet or network outages, cyberattacks, blockchain network failures, exchange outages, or regulatory actions prohibiting platform operation. In such circumstances, the Company's obligations shall be suspended for the duration of the force majeure event.

Before initiating any formal dispute proceeding, you agree to contact the Company at support@quantusyield.com to attempt to resolve the dispute informally. The parties agree to negotiate in good faith for at least thirty (30) days before proceeding to arbitration.

If the parties cannot resolve a dispute informally, all disputes, claims, or controversies arising out of or relating to these Terms or the Services shall be resolved by final and binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court. The arbitration shall be conducted in New Jersey, or via remote hearing at the arbitrator's discretion. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

YOU AND THE COMPANY EACH AGREE TO BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.

These Terms and any disputes arising hereunder shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions.

ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM AROSE. CLAIMS NOT FILED WITHIN THIS PERIOD ARE PERMANENTLY BARRED.

These Terms, together with the Privacy Policy and any additional guidelines or policies incorporated by reference, constitute the entire agreement between you and the Company with respect to the subject matter hereof and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

You may not assign or transfer your rights or obligations under these Terms without the Company's prior written consent. The Company may freely assign its rights and obligations under these Terms without restriction.